Why Car Insurance Costs Are Rising for New York Drivers

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Most of us don’t spend time studying the fine print in our auto insurance policies, but if you live in New York State, take a close look: Your premium may have risen — or will soon — because you were automatically enrolled in new coverage you may not even need.

A state law that went into effect on Aug. 1 requires auto insurers to add a new line of coverage — supplemental spousal liability insurance — for all drivers, even those who are unmarried or are buying coverage…

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