After a car accident, an auto insurance company usually pays the bills to repair a vehicle. This could be the policyholder’s own insurer if the crash was the policyholder’s fault. Or it could be the insurance company for another driver who was to blame for the accident.
In some situations, though, insurers don’t pay repair bills. Instead of covering the costs of fixing the car, they declare it a total loss. This is called totaling the car, and it…
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