What is a car insurance no claims discount? – Forbes Advisor UK

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  • What is a car insurance no claims discount? – Forbes Advisor UK

A No Claims Discount (NCD) or No Claims Bonus (NCB) can save you money on your car insurance.

As the name suggests, you can build up an NCD if you don’t make a claim on your car insurance policy. Having an NCD will reduce the amount you pay for car insurance at renewal, whether you renew with the same insurance provider or switch to a new one for a better all-round deal.

The longer you go without making a claim, the more your discount will be, until you reach a…

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