The surprisingly very long list of things your car insurance won’t cover

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A drunk driver plowed into Bryan Mark’s car last year, leaving it a total wreck. “I was lucky to walk away with just some bruises and cuts,” says Mark, CEO of Bryan’s Garage in Norwalk, Iowa. “It could have been much worse.”

Financially, it was worse than he expected. The driver who hit him was uninsured. Mark was insured and thought he would be protected in the event of an accident.

“When another person is involved in an accident with me and they’re…

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