I’m 45 and a single mom who will get a $100,000 inheritance. I want to take time off, plan for my son’s college and buy a luxury car — but can’t do it all. Can a pro help?

Question: I am a 45 year-old single mom with emergency savings and retirement savings and just my car and home in outstanding debts. I expect to receive an inheritance of $100,000 in the near future. My son only has three more years of school and then I’m praying he gets into any college or university for free. I would appreciate your guidance on what to do with the inheritance. I really want to travel, take time off, fix my home, plan for college, save and…