How you can lower your car insurance costs even as rates continue to climb

SALT LAKE CITY — It would be a good time to double-check with your insurance agent and make sure you are getting all the discounts available to you. Auto insurance rates are catching up with the costs of, well, everything that has gone up thanks to inflation.

Michelle Megna, an insurance analyst with Forbes Advisors, said replacement car parts cost more than they used to, and that means we all are paying more to insure our cars, regardless of our…