How To Get Car Insurance in 5 Steps (2023)

PIP is also required in Kentucky, Maryland and Texas unless drivers reject the coverage in writing. Otherwise, PIP is optional in Washington, D.C., and the following states:

PIP is not available in any other states.

Medical Payments Coverage (MedPay)

Medical payments coverage handles medical bills for you and your passengers if you’re injured in an accident. It doesn’t matter if you’re at fault for the accident or not.

MedPay is required in Maine and New Hampshire…

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