Car Deals Are Easier to Find but Lenders Are Tightening Their Terms – The New York Times

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It has become harder for some borrowers to get affordable car loans as banks and dealerships face a rising number of delinquencies.

New cars are more available this spring, and manufacturers have even begun offering deals to entice buyers.

But at the same time, lenders have been tightening the terms of car loans as they deal with a rising number of delinquencies. That has made it harder for some people to get affordable loans.

Access to auto loans for both new and used cars was…

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