Whether or not your insurance covers you in the event of a write-off, depends on your level of coverage. If you have comprehensive car insurance then most likely you will be covered to some degree.
At the time you took out your insurance you will have opted to either insure it for either agreed value or market value. Market value allows you to recoup the cost of the car for the value of the car at the time of the incident (i.e.: usually less than it was insured for as cars…
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